Looking for a car loan in Ashland, WI? Sure, the economy has been tough, but there are loan companies who need your business – we can help you track them down. How much do we charge for our services? Absolutely nothing.
Why don’t we look at how the process works?
Once you complete your online application, we put you in touch with the right Wisconsin auto loan provider for your needs. When pre-approved, a special finance manager will get in touch with you by phone or email. And finally, complete your auto financing paperwork and pick out your car or truck from a nearby car lot.
Just click here to submit your secure application.
- Average Ashland Income: $33,179 Annually
- Average WI Credit Rating: 699
The majority of car loan providers require you to hold a solid job with $1500 income per month. In addition, the amount you spend on existing debts, including your new loan, must not be more than 50% of your earnings. In Ashland, Wisconsin, this comes out to $1383 on average. Don’t meet these standards? You might still qualify by taking one or more of these steps:
- Get a Co-signer
- Supply a Larger Down Payment
- Opt for WI Buy Here Pay Here Financing.
When it comes to Wisconsin car loans, make sure you commit only 1/5 of your monthly income for things like your:
- Monthly Payments
If you were to earn $2,765 monthly, this equates to $498 to $553 each month. Please don’t be spending more than 20% of your income on your cars. In terms of depreciation, used auto loans are preferable; that’s because brand new cars depreciate too fast to be a good financial investment.
Auto Loans with Bad Credit in Ashland (WI)
Have bad credit?
No one likes to have their credit denied. We may be able to help.
All these loan-finding sites say that all loan applicants are accepted. This is simply not the case. Here is the reality: we get 35-40% of our applicants bad credit car loans in Ashland, Wisconsin.
Getting a Car With No Credit Check: Ashland (WI)
For many people in Ashland, WI, buy here pay here car lots are becoming the last resort to secure an auto loan.
These dealers may be known as: Tote the Note, Your Job is Your Credit, or in house financing dealerships in Ashland, Wisconsin.
These auto loans will often be granted without any credit check.
Lamentably, they are not without a few key cons. These include huge interest rates, considerable down payments, more risk of predatory lending tactics, and modest inventory.
Make sure that you explore any WI buy here pay here car dealership on the internet. Try to track down a friend or relative who has bought a car or truck from them recently. Find out whether or not the car lot is has proven itself respectable.
Dealerships That Work With Bad Credit in Ashland, WI
- Brown & Young Motors Inc, 29535 USHighway 12, 54806
- Ashland Ford & Chrysler, 28715 Us-2, 54806