Get an Auto Loan Quote

Car Loans – Oshkosh (WI)

Car Loans in WI
Quick Approvals!

Looking for an auto loan in Oshkosh, WI? At Auto Loans Wisconsin, our network of Wisconsin auto loan lenders has you covered. Rest assured your application will be secured by SSL (https) encryption.

Approval And Interest Rates

  • Average Oshkosh Income: $26,500 Annually
  • Average WI Credit Rating: 699

The vast majority of car loan companies will be expecting you to earn a minimum of $1500 income monthly, and the amount you spend on existing debts, inclusive of your car loan, must not surpass one half of your income. For consumers in Oshkosh, WI, this rounds out to $1104, on average. Salary or fico score too low? You may still be able to qualify in one of the following ways:

Car Loan Wisconsin
Get Your Quote!
  1. Have a Co-buyer
  2. Offer a Larger Down Payment
  3. Trade in a Vehicle
  4. Opt for WI Buy Here Pay Here Financing.

Used Car Loans in Oshkosh, WI

Car Loans WI
Get Pre-Approved!

Do you know how much you should be spending every month for your new car? Typically, experts suggest you invest just 18-20% of your regular monthly wages for stuff like:

  • Car Payments
  • Repairs and Maintenance
  • Fuel

If you were to make $26,500 per year (the Oshkosh average), this equates to $397-$442 monthly.

Financing a Car with Bad Credit in Oshkosh, WI

Auto Loans in Wisconsin
WI Auto Loans!

It’s important to plan the right way for your Wisconsin auto loan. This guideline is essential: don’t allocate more than 15% of your income every month toward paying off your auto loan. The actual amount will differ based on a person’s take-home pay, but for the average Oshkosh resident, it equals out to around $331. On top of that, it’s best to have the largest down payment possible. Yes, we could help you track down Wisconsin car loans with no down payment, but such loans have a greater risk of becoming upside down.

No Credit Check Dealerships: Oshkosh (WI)

Auto Loan WI
Quotes Online!

Trying to choose a buy here pay here car dealership in WI? If you think your only option is an in house financing auto loan, we recommend that get a quick quote for car loans for people with bad credit in Oshkosh, WI.

At a buy here pay here car dealership, referred to as a no credit check or in house financing car dealership, the car loans are authorized on location. To paraphrase, these dealers provide in house car loans to Wisconsin applicants who’ve got bad credit ratings. If you’ve got a bad credit score, finding an in house financing car dealership in Oshkosh, Wisconsin may seem perfect. Alas, they are not without some main shortcomings. These include high aprs, substantial down payments, greater risk of deceptive financing tactics, and minimal vehicle selection.

Car Loans in Wisconsin
Get Started!

You need to research any WI buy here pay here dealership online. Be sure to talk to someone who has obtained a car from them before, and learn whether or not they had a good experience.

Oshkosh (WI) Dealerships That Might Provide Auto Loans

  • Bergstrom Honda Toyota Lexus, 3285 South Washburn Street, 54901
  • Car Credit Center, 3815 Jackson Street, 54901
  • American Auto Sales, 3020 Jackson Street, 54901
  • Harrison Street Motors, 2290 Harrison Street, 54901
  • FW Motor Classics Limited, 4690 South USHighway 45, 54902
  • Cherry Tree Auto Sales, 2615 Bowen Street, 54901
  • A-1 Auto Sales, 251 North Sawyer Street, 54902
  • Bergstrom Lexus, 3285 S Washburn St, 54904
  • Bergstrom Nissan, 3265 S Washburn St, 923
  • Russ Darrow Kia, 2625 S Washburn St, 54927
  • Mueller Lincoln-Mercury, 2060 Omro Rd, 54979
  • Advantage Auto of the Fox Valley, 708 Ohio St, 54979
  • Pommerening Automotive, 263 N Washburn St, 54979
  • Dunlop Auto Sales, 502 W Murdock Ave, 54979