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Car Loans – Stevens Point (WI)

Auto Loan Wisconsin

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Here at Auto Loans Wisconsin, we will help you secure the auto loan in Stevens Point WI you need, regardless of your credit ratings. At Auto Loans Wisconsin, we can help you get your credit approved in less time. The application process takes less than 3 minutes.

Car Loan Basics

  • For starters, you need to apply online.
  • We try and connect you with the best Wisconsin car loan lender for your income, down payment, and location.
  • If pre-approved, a special finance supervisor will make contact with you by telephone or email.
  • Finalize your car loan documents and select your vehicle from a local car dealership.

Please click here to submit your application online.

Auto Loan in Wisconsin

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Have you sat down with a calculator and run the numbers for your new car? Typically, it is best to commit only one fifth of your regular monthly wages for such things as your:

  • Monthly Payments
  • Maintenance
  • Gas

For the typical Stevens Point car owner, this equals $199 to $221 a month.

Bad Credit Car Loans in Stevens Point (WI)

At Auto Loans Wisconsin, poor credit is not a problem. Below are credit scores in WI overall:

  • Avg WI FICO Score: 699
  • Credit Rating Seen as “Bad”: under 620

Fortunately for everybody who needs a bad credit auto loan in Stevens Point, Wisconsin, we work with a finance company who won’t flat-out turn down applicants with credit scores of less than 620.

A lot of loan providers require a minimum down payment, coupled with a minimum debt-to-income ratio (a maximum of 1/2 of income being put toward debt payments each month).

Getting a Car Without Any Credit Check: Stevens Point (WI)

Due to the economy in WI, buy here pay here financing has become a whole lot more popular.

When it comes to buy here pay here dealerships, otherwise known as no credit check or your job is your credit dealerships, the dealership does not turn to third party loan companies to approve financing. Or in other words, these locations provide in house financing car loans to Wisconsin consumers who’ve got bad credit.

To many folks, getting their Wisconsin car loan with no credit check seems great.

Unfortunately, they have a few major downsides:

  • Expensive Annual Percentage Rates
  • Substantial Down Payments
  • High Mileage Used Cars and Trucks

Make certain you investigate any WI in house financing car dealership online. Make sure you find someone who has purchased a vehicle from them in the past, and ask if the establishment is in good standing.

Used And Buy Here Pay Here Dealers in Stevens Point, WI

  • D & D Auto Inc, 2916 Minnesota Ave, 54481
  • Ace Car & Van Rental, 2849 Church St, 54481
  • Autopoint, 2877 Church Street, 54481
  • Courtesy Nissan Mazda, 5441 USHighway 10 East, 54481
  • Flatoff’s Gold Key Motors, 3400 Church Street, 54481
  • Courtesy Motors, 301 Green Ave N, 54492